A Post for a Twitter Thread

Both Republicans and Democrats operate on the assumption that insurance is the only way to fund health care. (NOTE: Socialism is insurance run by the state. Employer based insurance is essentially socialism run at a corporate level).

Driven by the false assumption that insurance is the only possible way to fund health care, Republicans and Democrats have the single minded focus on forcing everyone into insurance.

The Left and Right are split on a false dichotomy. Republicans want every one forced into corporate owned insurance. Democrats want everyone forced into state owned insurance.

I worked writing computer programs for a state owned insurance company. I began seriously analyzing the data and realized that insurance was doing more harm that good.

So, I set forth to research the economics of funding health care and finding alternatives.

Specifically, I created a system centered on privately owned health accounts. At the time people used the term "Medical Savings Accounts." I supplemented the private accounts with a loan reserve. I created a generously funded grant system to help people who could not afford to self their care.

All money in the MS&L flows from personal accounts. I add robust document management program to the accounts. These accounts become a robust personally owned health record.

Changing the flow of money would lead to a major realignment of the health care system. Jobs like medical claims adjusters and medical transcriptionists would disappear to be replaced by a new position that I called a Health Care Advocate.

I called my model "The Medical Savings and Loan."

So, I now have a mathematical model that shows how health funding would look like in a free society. I can compare this with the insurance model.

What I discovered is that the insurance systematically harms the working and middle classes. Insurance creates a ruling elite which controls most of the resources in society.

Conservatives have stupid talking points like the idea that buying insurance over state lines would improve things. The moment I have my model up on the screen, I can show that this argument is dead wrong.

Conservatives argue that adding a Health Savings Account to a High Deductible Insurance Policy will save the day. My model shows that the HSA+HDHC is even more regressive than regular insurance.




My goal for the last five years has simply been to find someone who will sit in a room for an afternoon to listen to a presentation about this idea.

The only thing I've learned to date is that Conservatives simply refuse to discuss ideas. In five years I've been unable to find a single Conservative withing 700 miles of Salt Lake City who is willing to sit down for an evening to talk about health care.

I've spent every penny of my savings driving to Reno, Denver, Phoenix and Las Vegas (four trips without finding even one person who is willing to discuss free market health care).

I've written every single so-called conservative organization I can find within 700 miles of Salt Lake. The only replies I've been given are firm rejections.

Health care is the single most important issue of the day. If Republicans actually cared about the people of this nation, they would be in the streets actively looking for ideas. In five years of aggressive search, I have not found a Republican who is even willing to discuss the foundations of funding health care.