Our current economic system is organized around the idea that there is a small professional class of owners, with the rest of the population langushing as just workers who live on a pay-go basis.
Re-introducing the concept of self-funded health care creates a system in which people must build substantial equity to assure they have adequate resources to pay for their care.
If we replaced insurance with the Medical Savings and Loan, more people would feel that they had skin the game and would work hard to help preserve the American system of property rights.
If your organization is learning more about the Medical Savings and Loan, I have a presentation that is begging an audience. Please contact me on my Contact Page.