MSL Screencast

Readers of this blog know that, for the last five years, I've been searching for a group of people to discuss free market health care reform.

I put together a presentation that starts with a Pithy Introduction to the health care debate. The pithy introduction should be about five minutes. The goal of the introduction is to define the term "Health Care" and to contrast the idea of "group care" with "individual care." I favor the idea of delivering health care on an individual basis.

The pithy introduction would be followed by a quick introduction of a mathematical model for funding health care that I call "The Medical Savings and Loan." This second part of the the presentation should be about 15 minutes.

A key component of the MS&L is a thing called the "Health Care Advocates Association." Introducing the HCA should take about 10 minutes.

I would then give a short presentation comparing the MSL and HCAA with the insurance paradigm and show why the Medical Savings and Loan would provide more care for less money.

In five years, I've found no-one interested in attending this presentation. I have received requests to create a video.

So, I bought a tinny microphone for $5 and plugged it into my 2003 Dell Computer. I deleted a whole bunch of files to make room for the CamStudio-Recorder. I bought a pile of microstock images and read the presentation into the tinny microphone. To produce the thing below.

The actual time of the video is 15 minutes.

I am so upset at this whole unwillingness of the Conservative Movement to take a positive stand on free market health care that I added a ten minute diatribe on the poor quality of modern debate.

The US Founders were not conservatives. The conservatives of 1776 stood with the British.

The Left/Right split took hold during the French Revolution when supporters of the ancient regime sat on the Right of the French Legislature and supporters of radical change stood on the Left. Modern dialectics took hold with the rantings of the arch-conservative thinker Georg Wilhelm Friedrich Hegel. The Modern Progressive ideology was scripted by the Young Hegelians (Feuerbach, Marx, etc).

The fact that the GOP nominated Mitt Romney to run against Barrack Obama convinced me that the GOP has no intention of repealing ObamaCare. They simple seek to project negative images on President Obama in a snide attempt to capture the ring of power.

I suspect that there are many people who sincerely call themselves "conservatives" who want to restore the American experiment in self rule. The conservative movement is not defined by one's rhetoric. It is defined the the actions of the whole movement. The goal of the Conservative Movement from Revolution to present has been to preserve the centralized social order.

If a group was interested in discussing Free Market Health Care reform, I would pull out ten minutes of the Pithy Introduction. A primary reason that I added the diatribe was because I want to disassociate this presentation from the Conservative movement which I personally find as corrupt as the progressive movement.

I am not happy at all with this recording. The home of the recording will be at the URL hca.me/presents/intro.html.

Presentation on Health Care

I had a math background. Decades ago I worked writing programs to analyze insurance claims and calculate premiums. While engaged in this activity, I realized that insurance underserves large segments of the community.

I spent several years investigating alternatives to insurance, but did not find much interest.

I took to calling the model I developed "The Medical Savings and Loan."

During the campaign against HillaryCare, I contacted numerous free market groups. They were eager to use my insights about insurance to help defeat HillaryCare, but I found no-one interested in true free market health care reform.


In 2008, when I realized that President Obama was likely to repeat the drive for socialized medicine,

The weakest part of PPACA (ObamaCare) is the assumption that insurance is the only way to fund health care.

I happen to have developed an alternative business model for funding health care.

My goal for the last five years has been to find a free market oriented group interested in developing this plan.

I discovered something very disturbing during this period. The first is that, while Republicans love when people agitate for free market solutions, but they dismiss anyone who talks about real solutions.

The other troubling thing I discovered is that I would spend weeks trying to develop a contact to hold a meeting. Meetings would routinely be cancelled the moment that commissars that control the GOP realize that I am seriously talking about alternatives to insurance.

Anyway, in five years, I've been unable to find anyone in either the Republican or Libertarian Party willing to listen to my mathematical models.

Most people in the establishment are completely aligned with health care money. Attending a meeting about alternatives to insurance would involve an unusual amount of bravery.

My basic belief is that if the freedom movement created a mathematically viable alternative to insurance, the movement could use that model to attack the assumption that insurance is the only way to fund health care.

I am unable to force people into a room to talk about the mathematics of health care. For that matter, the reason I left the insurance industry is because the industry forces people to take actions that are against their best interest. I do not believe in forcing people to do anything.

I live in Salt Lake City. If anyone is interested in defeating ObamaCare. I have a plan. I have a very good, well thought through plan. I have a solid mathematical model that shows group funding of health care does disservices to workers and small business.

But, since I have yet to find anyone brave enough to sit in a room to talk about the mathematics of funding health care ... I can do nothing.

BTW, I live in Salt Lake City.

Defunding Obamacare, Then What?

PPACA (ObamaCare) is a federally mandated network of Health Exchanges implemented by the states.

A small group of Republicans is currently running an obstructionist campaign to stop the Federal Funding of PPACA. I applaud the effort.

But, here's the problem. Even if the Feds defund ObamaCare, we are stuck with the centralized exchanges. We will be in a horrific mess that will most likely be resolved by the creation of state level bureaucracies that are even worse than ObamaCare.

This leads to the fundamental problem of "conservatism."

Obstruction does not provide a path forward.

Obstructionism alone is not a path to the future.


If we want to restore health freedom, then there has to be a vision to work towards.

The one and only way that we can have a vision to work towards is if people spoke with each other.

Conservatives, with the obstructionist mindset, simply shut everyone out and kick their neighbors down.

But by kicking people down, conservatives destroy all hopes of finding solutions. Since conservatives refuse to talk, think or engage in discourse, they open the door for the next band of statist rogues who are willing to talk and engage in discourse.

Even if the obstructionist campaign works and Congress defunds the Federal component of health care, we are still saddled with the state component, which is where the real oppression in PPACA lies.

To get rid of the state component, the freedom movement needs to have a constructive solution. This can only happen if people in the freedom movement speak to one another.

The weak point of the health exchanges is the insurance mandate. The insurance mandate is built on the false assumption that insurance is the only possible way to fund health care.

I want to challenge the insurance mandate through a presentation that shows insurance is not the best way to fund health care.

The presentation involves mathematics and takes an hour or so. Attending the presentation might help empower activists against ObamaCare. I really don't know this for certain. In five years I've been unable to find a single Conservative who has enough interest in health care reform to spend an afternoon talking about the problem.

I live in Utah. I am not LDS. The Utah GOP does not allow participation of non-Mormons in the party (see Closed Society). I accept that. I am willing to travel. I would be willing to travel to Denver, Cheyenne, Phoenix, Las Vegas. Boise, Reno, just for the privilege of talking to another human.

What I want to talk about is the mathematics of funding health care. In the meeting I would present a mathematical model that shows that insurance underserves the middle and working class of this nation. I wish to argue that we could create a better model built around self-funded health care and a restoration of fee for service medicine.

I've spent five years with the single minded goal of finding a small group of people willing to spend an afternoon talking about free market health care reform.

I must confess.I am not a Conservative. I am what you might call a Classical Liberal. I define Classical Liberalism as the application of classical logic to the question of liberty.. I believe the US Founders were classical liberals. They had a liberal-arts education steeped in classical logic. They applied this education to the question of liberty.

I believe solutions are found in reason, mathematics and science. The scientific method involves detailed analysis of problems with a heavy dosing of peer review. I've engaged in analysis of health care, and I want someone to review the ideas.

I am not all that keen on obstructionism. I do not see obstructionism as a positive path to the future, but am willing to fight hard for American ideals.

Quite frankly, I believe that the reason our nation is falling apart is because Conservatives refuse to actively engage in discourse and spend too much time engaged in obstructionism.

I've spent over five years and over $10,000 just trying to find a person who is willing to review a mathematical model.  If people in the freedom movement are unwilling to engage in discourse, all hope for renewing the American Experiment in self rule is over. Obstructionism alone leads to ruin.