Thursday, June 28, 2012

Steps to Restoring Health Freedom

The Supreme Court ruled in favor of PPACA. Some people ask what can we do to restore health freedom?

PPACA was premised on the false assumption that insurance is the only possible way to fund health care.

I contend that insurance (group funding of individual consumption) is the source of the heart of our health problems and that solution is to restore the concept of self-funded care.

So, the first step to restoring America is to create a financially viable mechanism for funding health care that is not pooled insurance.

This is actually quite easy. A half dozen patriots need to meet in a room, and discuss the merits of self-funded health care. During the meeting, we would create a legal structure for defining this alternative to insurance.

NOTE: Ideally the structure would be a professional association, but it could be as simple as a DBA.

I have a well thought through business model that I called the Medical Savings and Loan. This program uses a combination of health savings accounts and loans to help people who can self fund care achieve this goal. The program creates a well funded system of grants to help people who cannot self fund care.

From the moment that there is an accepted self-funded alternative to pooled insurance, the members of the group could start hitting the airwaves demanding a repeal of ObamaCare.

I designed the Medical Savings and Loan so that it favors the middle and working classes over the rich. Once we have an accepted alternative to insurance, we could turn full force on the establishment arguing that insurance is the cause of both our healthcare woes and is the source of the growing income gap.

For three years I've been stuck at this impasse. I need to find five people who would stand up for freedom and be willing to put their John Hancock on a declaration of health liberty.

NOTE: Being part of the group that defines an alternative to insurance does not mean that you have to give up your insurance. It simply means that you want people to discuss alternatives to insurance.

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