The Medical Savings and Loan replaces insurance pools with individual medical savings accounts.
This brings up a very interesting question: If a company made this change, how would it affect current positions in insurance.
For example, a Claims Adjuster reviews and adjusts insurance claims. The Medical Savings and Loan uses direct payments from patient to doctor. The role of the claims adjuster will have to change.
People in the Medical Savings and Loan still need the expertise of claims adjuster. The adjuster will move from an authoritarian role to more of an advisor role.
Changing the focus from an insurance pool to individual accounts would change the duties of people working in insurance. I just created a Disqus thread on HCA.me to discuss this interesting transition.